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"For example, every judge now has been ordered to prevent economic disputes from being solved by criminal penalties, but there is no rule on handling cases that involve both criminal and civil aspects," she said. "We're not sure which aspect should be solved first."

"Further testing is needed before officially launching the Chinese CBDC, gaining inspiration from the Libra," said Yang.

"For deposits, Yu'ebao has appeared; for loans, there are numerous companies such as Ant Financial Service Group and JD.com; for payment, there are Alipay and WeChat Pay; for financing, crowd-funding has already drawn lots of attention; and furthermore, Fintech will overturn the insurance sector in a more 'ferocious' way," Zhu, also chair of the National Institute of Financial Research, Tsinghua University, told participants.

"Growing up, I was a huge fan of The Six Million Dollar Man," said Kumar, referring to a popular American television series of the 1970s in which the character in the main role, a former astronaut, has superhuman strength because of his bionic implants.

"Geese can fly through wind and rain for a long time because they fly in flocks."